Today Mike Hydeck did a story about freezing your credit to protect your identity from thieves. One of the easiest things we can do to make sure no one is stealing our credit information is to monitor credit reports. There are 3 nationwide consumer reporting companies, Experian, Equifax and TransUnion that compile credit reports. Each get credit information independently, so your reports can differ. Under the Fair Credit Reporting Act (FCRA), each company has to offer you a free report once every 12 months. The easiest way to get the report is to go to www.annualcreditreport.com. You can also find out more about the FCRA by following this link to the FTC’s webpage: http://www.ftc.gov/bcp/conline/pubs/credit/freereports.shtm.
